Life and Health Insurance Exam Study Guide
By Victoria Trix
As you prepare to take your state exam to be licensed as a health and life insurance agent, you will, upon completion of the required pre-licensing coursework, find yourself searching for additional course material to help you study until exam day. Your licensing pre requisite course instructor will have resources available for additional study guides, in addition to the manual administered during the course.
Other resources for study guides are readily available through book stores and on the internet. Some website study guides are in the form of additional courses that are available to help the agency candidate prepare for the format of the test, while other websites will provide online study guides, specifically tailored to the exam administered by the state in which you will be practicing. The online study guides typically include practice tests which are categorized and formatted in the same manner as the actual state test, so the candidate can practice both the sequence and layout style of the test questions, as well as the content of the test.
Online study guides will also include instant correction of practice tests and include a summary of areas that need further study before attempting to take the state administered exam. These categorized test results will help determine a priority for continuation of study.
A comprehensive study guide, whether purchased at a bookstore, borrowed from a library, or purchased through internet websites will be comprised of certain important components. Included in the most helpful study guides are a breakdown of how the state tests are formatted, including subheading of each subject; a thorough description of each section topic in the test, including overall importance of this subject to the final test score; practice exams with answer key; an audio CD covering all items in the study guide for use in the car or during leisure time, as well as recommendations of how to conduct study sessions to get the most benefit and retain the most information.
While researching resources for an applicable study guide to help you with your exam preparation, be sure any study aids you take advantage of are geared to the specifics of your state’s licensing exam as, although becoming more standardized as the National Association of Insurance Commissioners (NAIC) continues to strive toward implementing a testing procedure that will cross all 50 states. The NAIC is working to make individual state testing obsolete, but as of current, the individual states still have questions on their tests that pertain to their own state laws. Be sure your study guide covers these items, so you are not blindsided by surprise questions on the day of your licensing exam.
Articles in the Life and Health Insurance License Exam series
- Life and Health Insurance License Exam
- Preparing for the Life and Health Insurance Agents Exam
- Life Insurance Practice Exam
- Life and Health Insurance Licensing Exam Questions
- Life and Health Insurance Exam Study Guide
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