Terms of Use

PLEASE READ THE FOLLOWING AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE.

These terms and conditions of use ("Terms") are a binding contract between BoroBoi Media ("We", "Us", or "Our") and you ("You" or "Your") setting forth the Terms that apply to your use of the LifeInsuranceExam.net website (the "Site"). By accessing the Site, you agree to comply with and be bound by all of these Terms as well as the Privacy Policy, if any, on the Site. If you do not agree to the Terms of the Site, you are not authorized to use the Site. The right to use the Site is personal to you and is not transferable to any other person or entity.

Copyright Notice

Site Content

All past, present and future Site content, including, without limitation, trademarks, service marks, domain names, trade names, graphics, images, logos, photographs, organization, data, text and other content owned by us or our third-party licensors, are protected by applicable copyrights and other proprietary (including, but not limited to, intellectual property) rights and are owned by us, our subsidiaries, affiliates or licensors.

You may print out individual screens appearing as part of the website solely for your own personal non-commercial use. Except as expressly permitted in these Terms, you may not adapt, copy, display, modify, publish, transmit or in any way exploit the content of the Site without our express written consent. You do not have permission to copy the design elements, "look and feel" or layout of the Site. Those elements are protected by law, such as trade dress, trademark, unfair competition, and other laws, and may not be copied or imitated in any manner.

You should be aware that the content may contain errors, omissions, inaccuracies, inadequacies and outdated information, and that the content may be subject to terms and conditions, which may be found on third-party websites or in the documents or policies of third parties. We make no representations or warranties as to the accuracy, adequacy, completeness or reliability of any content and will not be liable for any lack of the foregoing.

Third-party advertisers may offer goods, services and other materials to you on the Site. Your correspondence and business dealings with others found on or through the Site including, without limitation, the payment and delivery of products and services, and any terms, conditions, warranties and representations associated with such dealings, are solely between you and the advertiser.

Links to Third-Party Sites

As a convenience, the Site occasionally provides links to external third-party sites. Such links do not constitute our endorsement of these sites. We have no control over the content of linked sites and make no warranties or representations about third-party sites.

Submission of Content

Where we allow you to post or upload submissions to the Site, you are solely responsible for any submissions posted or uploaded by you or on your behalf. You acknowledge that we undertake no obligation to review any content you submit. We make no claim regarding the veracity or reliability of the content you submit. Under no circumstances will we be liable in any way for content submitted by you which results in any damage or loss to any person or entity. Any content you submit may be removed at our discretion at any time for any reason.

Data Mining Prohibited

You must not use any methods or tools to "data mine" the Site, including, but not limited to, robots, scrapers, scripts, spiders or other automated means or interface not provided by us to access the Site.

Level of Service

We reserve the right to restrict, suspend or terminate your access to the site, the access of any specific IP addresses or other similar measures at our sole discretion at any time. We reserve the right to change or discontinue the Site and its services at any time.

Limitation of Liability

YOU ASSUME ALL RESPONSIBILITY AND RISK FOR USE OF THIS WEBSITE AND THE INTERNET GENERALLY. WE ASSUME NO RESPONSIBILITY FOR YOUR USE OF THE SITE AND MAKE NO CLAIMS TO THE RELIABILITY OR USEFULNESS OF ANY INFORMATION PUBLISHED OR POSTED ON THE SITE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, INDIRECT PUNITIVE, SPECIAL OR STATUTORY DAMAGES, LOSS OF DATA, LOSS OF GOODWILL, LOSS OF PRIVACY, LOST PROFITS, LOST REVENUE OR ANY OTHER LOSSES, REGARDLESS OF WHETHER WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGE.

No Warranties

THE SITE IS MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITATION OF THE FOREGOING, THE SITE, ITS AFFILIATES, AGENTS, SUBSIDIARIES, SUPPLIERS AND THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, DIRECTORS, OFFICERS AND SHAREHOLDERS, SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES CONCERNING AVAILABILITY, ACCURACY, APPROPRIATENESS, INTEGRATION, MERCHANTABILITY, RELIABILITY, TIMELINESS OR FITNESS FOR A PARTICULAR PURPOSE, ARISING FROM THE USE OF THE SITE.

Changes to Terms

We reserve the right to change or terminate these Terms at any time, for any reason, or for no reason. Such changes shall be effective immediately upon notice, which shall be placed on the Site. If you desire to terminate the Terms, you must refrain from using the Site.

Choice of Law and Forum

The Terms and the resolution of any dispute arising hereunder shall all be governed and construed in accordance with the laws of the state of Washington, without regard to its conflicts of law principles. You consent to the jurisdiction of the courts of the state of Washington.